Wealth Management Begins with Risk Management

We have set out to bring you financial education to a new level. Each part of your financial life matters. In the book Peace of Mind Planning, the author takes a deep dive into the complicated world of investing, insurance, and the myriad of financial decisions you will be faced with in your lifetime.

Focusing on Market Risk

This section focus on managing risk. Why? Because the “buy and hold” and asset allocation strategies that worked in the past have proven inadequate to 21st century challenges:

From 2000-02 the S&P declined 47%; the NASDAQ declined 78%.

From 2007-09 the S&P declined 56%: a 60/40 blend of stocks and bonds declined 33%.

The Fallout: A Lost Decade and More…

For a buy and hold investor it took almost 13 years- from March 2000-January 2013- just to recover what they had lost in the S&P downturns. They made nothing and would have seriously depleted their nest egg had they taken money out for retirement or emergencies.

Can You Afford to Proceed with Business as Usual?

Since bottoming in March 2009, the S&P has completed an 8 year bull market run that has more than tripled its value. Yet over the same time, the actual economy has recorded the weakest recovery since WW II. Does that make sense to you?

2 Major Sources Boosted It’s Climb:

[icon icon=”next”] The Fed’s quantitative easing

[icon icon=”next”] Corporate stock buybacks

But the fed has now ended QE and begun a series of rate hikes. Also, insider selling from corporate executives has risen to record levels in recent months.

Facing such headwinds, are we about to experience “déjà vu all over again”?

Can you afford to lose another 50-60% of your nest egg, or perhaps even more?

Learn more about Risk

We invite you to have a complimentary risk analysis done by us, where we can show you in detail the kind of risks you currently have in your portfolio and how it compares to strategies we offer.

Find Your Own Investment Risk Tolerance

[box style=”1 or 2″]To find out how much risk is in your current investment portfolio, please click here to email us or phone . To sign up for a free consultation or to just get more information click here.[/box]