Roth conversions – the right way
Roth conversions are everywhere. Advisors pitch them as a no-brainer. Online calculators oversimplify them. Gurus with books say they’re the silver bullet of retirement planning.
But here’s the truth: the math tells a different story.
In the book, industry expert Roccy DeFrancesco and Lauren DeFrancesco pull back the curtain to show you what really matters—the numbers. With over 30 real-world variables considered, this book deconstructs the myths and exposes where most advisors go wrong.
You’ll discover:
- Why “you’ll be in a higher tax bracket later” is often false
- How the wrong conversion strategy can quietly cost you or your heirs six figures
- The hidden impact of IRMAA, Social Security taxation, and poor withdrawal sequencing
- How to tell if a Roth conversion actually increases your retirement income or legacy wealth
- Why most Roth calculators—and the people using them—are dangerously inaccurate
If you want a fluff-free guide based on real math—not marketing—this is it. Because when it comes to your retirement, you can’t afford to get this wrong.
